5 Steps to Financial Independence


A man is not a Financial plan!

Put a budget together and know where you spend your money (there are heaps of budgets online and or great free apps now!)



Put some savings in to your budget. It doesn’t have to be a huge amount- just $20 a week (two wines) will see it adding up


Pay down credit cards and reduce the limit as you do- that way you won’t be tempted to spend again on them



Make use of your business’ super matching bonus’ if they have one




Take an interest in your super and where/how it’s invested. This can mean the difference of affording retirement or not



In fact, take an interest in all your finances, do some reading, and you will reap the rewards sooner than you realise!

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Authorised Representatives | Apogee Financial Planning | Australian Financial Services Licensee | Registered Office at 105-153 | Miller Street North Sydney NSW 2060